Cost of Replacing a Lost Car Key
It's important to know the costs involved if you lose your car key. You can duplicate a basic key at any hardware store, while an electronic key will require you to visit an auto dealer or locksmith.
There are ways to save money on your device if it is only damaged and is not in need of programming.
1. Key Type
Car keys have a peculiar ability to disappear in unexpected places. They can be lost in your purse during shopping, or get stuck between the couch cushions, or fall down the crack of the back seat, they're always a little bit hard to find. In the past, this meant that you could simply go to your local auto locksmith or hardware store and purchase a new replacement.
Today it can be an expensive proposition if you're driving a vehicle that is equipped with modern technology, such as push-to-start and key fob technology. Key fobs and remote transmitters that work with these systems are tiny electronic devices, and they're packed with circuitry that could cause them to be expensive to replace in the event that you lose them.
This is why you should consider getting an insurance replacement for your key fob plan, which will cover up to $400 per lost or stolen key. These plans usually cost less than total cost of replacement and offer unlimited key replacements in the event of theft or loss and additional benefits like towing coverage and roadside assistance, among other things.
The type of key you have will also affect the cost. Some keys are more expensive to replace. For instance, basic metal keys with no key fob are quite affordable, since they're mechanical and can be replaced by a professional locksmith or mechanic. If your key contains transponder, you'll need special equipment to duplicate it. These devices are usually accessible through dealerships or car manufacturers, and could be a major driver of the overall cost.
Laser cut keys can increase the cost of a replacement key for cars, since they are thicker. They are made from metal that is molded to the desired shape, then cut with lasers that are precise to ensure an exact fit.
2. Key Fob
Not too long ago the loss of your car keys was not a big nuisance. You could purchase a replacement key from a locksmith or car dealership, and it was likely inexpensive to purchase one. However, as cars have become more technologically advanced and so have keys, and this means that replacing a lost key can be much more expensive than it was in the past.
In the 1990s, key fobs were popular as a method to lock and unlock a vehicle without using the physical keys of a car. The small plastic fobs have a button that, when pressed, communicates to the computer onboard of the vehicle to lock or unlock it. Some include a button that allows you to activate the alarm system of the vehicle or open the trunk.
A traditional key with no fob is akin to those made prior to the 1990s, and it can be cut by an automotive locksmith for a small charge. Some locksmiths can even replace lost fobs while you wait.
Fobs that contain transponders or another computer chip may be more expensive to replace than standard ones. Reprogramming and pairing these can cost as much as $200 and are only available through the original car dealer.
Many businesses that work with vehicles, such as auto repair shops, car dealerships, and salvage yards may end up with quite a few spare fobs not tied to a particular vehicle. Some of them could be sold to consumers, but others require special equipment and knowledge to make use of, something that's readily available to the common consumer. It's best to always keep a spare key in your purse or pocket. You can also add GEICO Emergency Roadside Service as part of your insurance policy to make things easier if you need it.
3. Laser Cut Keys
Laser-cut keys have more ridges, unlike traditional mechanical keys. They are also more difficult for car thieves to duplicate.
Key blades feature two slits which allow keys to be inserted into the ignition cylinder as well as the door lock from either side. They are the most commonly used kind of car keys that are available these days. They are more popular than key fobs because they offer more security and convenience.
It is essential that the company cutting the keys has the correct equipment. You'll get keys that don't function properly in the event that you don't. Be aware of the quality of the blade, as low-quality ones can damage the key cutting machine or even break the ignition cylinder.
To cut a laser-cut keys locksmiths will need to have your vehicle identification number (VIN). Once they have this information, they will run it through an electronic system to find the specifications specific to your vehicle. Then, they'll employ a CNC to cut the key according to these specifications.
They require specialized machinery to create, and are generally only available through dealerships. However, they are much less expensive than traditional key fobs and have the added bonus of being hard to duplicate.
For an all-in-one key that is laser-cut, you'll likely be required to shell out between $150 and $250 for labor costs. This is because these kinds of keys need to be programmed by the dealership. However, they are one of the most secure and reliable keys for cars on the market today.
4. Switchblade Keys
Many modern cars have key fobs that lock and unlock doors, as well as turn on the engine. These aren't mechanical keys that can be duplicated by locksmiths and key cutters. Instead, they come with transponder chip technology in the. The chip has to be connected by an auto locksmith or dealer to the vehicle. These keys can be more expensive. They range from $50-$100 in the basic version up to $200 for models with push-to-start capabilities.
Fobs that feature a "switchblade" key that folds over itself when not being used, are usually more expensive to replace. These keys have shanks which retract into the fob and release when needed. They are far more secure than standard keys, making them an ideal choice for those who require an extra key to use as a valet. Keys that are changed can cost anywhere from $100 to $300 based on the car and kind of key.
These electronic keys are lighter and easier to use than the old crank keys that were heavy, complicated and hazardous to use. These car keys also make it difficult for thieves to steal them because they are cylindrical. This stops the use of key duplicate devices used by criminals to copy your car keys.
These electronic keys can open doors and start engines without having to remove them from their pockets. Making auto key replacement G28 to these types of car keys can be costly and usually require a visit to the dealership, which may or may not include a towing charge.
5. Transponder Keys
Transponder keys are different from mechanical keys because they have an electronic chip that transmits a radio-frequency signal to the vehicle when the key is put into the ignition. The signal is then analyzed by the computer system of the vehicle to determine if it matches the serial number of the key. If it does, the car will allow the key to open the door and begin the engine. The concept behind this is to prevent car theft by making it more difficult to connect a car's hot wire and then start the engine.
In theory, this technology is effective but the most sophisticated car thieves are always trying to outwit this technology. The chips inside the keys aren't as durable as people like to think. They are able to be easily washed out, resulting in the key not working.
The cost of replacing transponder keys can be expensive. The key blank can cost up to $50. Programming it is an additional expense. This procedure requires a specific machine, which is only available at dealerships for cars.

For this reason, it is recommended to employ locksmiths with the appropriate equipment for programming transponder keys. It is also a good idea to have your car's information ready, such as the year model, make, and year. This will help ensure that the right key blank is used, which could save you money in the end. Locksmiths typically can program a new transponder key for about $150, but it may cost up to $180 for push-to-start cars equipped with remote transmitters or key fobs. These keys require a specialized programming service that can be performed only by a locksmith who is certified.